GECapitalAmericas.com Online Privacy Statement
Please read this Online Privacy Statement ("Statement") carefully before using GECapitalAmericas.com ("Site"). GE Capital, Americas, Inc. ("GECA") is the commercial operator of this Site, although software, hosting and other functions and content may be provided by GECA's service providers ("Service Providers") or other companies affiliated with GECA ("Affiliates") or merely in a business relationship with GECA ("Business Partners"). This Site is not directed to or intended for individuals under 18 years of age.
This Statement describes the types of information GECA and its Affiliates, Business Partners and Service Providers collect from visitors to the Site, what we do with this information, and how visitors can update and control the use of information they provide on the Site. This Statement applies solely to information that visitors provide or that may be automatically collected through our Site . This Statement does not apply to other data we collect, including data collected on other sites, such as separate sites operated by our Affiliates or Business Partners, or information visitors may provide to us through e-mail or other means.
At GECapitalAmericas.com, protecting your privacy is very important to us. Our goal is to treat the personal information you furnish to us through this Site with respect and in accordance with this Statement. This Statement is applicable only to our United States visitors. If you are located outside the United States, please visit us at one of the regional websites linked from GECapital.com.
Information We Collect And How We Use It.
You can visit our Site without revealing any personal information about yourself. You may choose, however, to provide certain personal information through this Site. If you choose to do so, we use the information to:
- Provide you with products or services you have
- Service your account
- Improve our services
- Develop or inform you about other products or services
To provide these services, we may ask you for information such as your name, customer account number, physical address, zip code, e-mail address, phone number and certain financial information. You also may elect to request products or services through our Site, which may require us to gather additional information to determine your eligibility for such products or services.
Please note that we do not knowingly solicit information from children under 18 years of age and we do not knowingly market our products or services to such children.
Information We Collect With Automated Means.
When you visit our Site, our Web servers collect the name of the domain you used to access the Internet (such as aol.com), which pages on our Site you visited and when they were visited, your Internet browser type and platform, the link that brought you to our Site and any links clicked within our Site. This information may be used by us, our Service Providers, Affiliates and Business Partners to measure the number of visits, average time spent, page views and other statistics about visitors to our Site. We also use these data to monitor Site performance and make the Site easier and more convenient to use.
Our cookies are not used to get data from your hard drive or get your e-mail address. You may set your Internet browser to notify you when you receive a cookie or to prevent cookies from being sent. Please note, however, that by not accepting cookies, you may limit the functionality we can provide you when you visit our Site and your ability to access certain products and services we offer.
Information We Share
When you provide information to us through our Site, we may share your information with Service Providers we have retained to perform services on our behalf. These Service Providers are not authorized by us to use or disclose the information except as necessary to perform services on our behalf or comply with legal requirements. We also may share your information with our Affiliates and Business Partners to fulfill your requests, service your account, improve our services, and develop, inform you about and offer you other products and services. You hereby acknowledge and provide your consent to GECA to transfer and store your personal information across national boundaries for purposes described in this Statement. We also may disclose your information (i) if we are required or permitted to do so by law or legal process, (ii) to law enforcement authorities, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity.
We also may aggregate statistics that we gather about our customers, sales, traffic patterns, and services and provide these statistics to our Service Providers, Affiliates and Business Partners in aggregate form. These statistics do not contain any personal information.
We reserve the right to transfer any information we have about you in the event that all or part of GECA or all or part of its assets are acquired by, merged with, sold to, or otherwise disposed of to one or more third parties (including, without limitation, in the event of bankruptcy).
If you submit information to us during your visit to GECapitalAmericas.com, you can direct us not to share this information with our Business Partners (except as necessary to fulfill your requests, or as described in the preceding section) by e-mailing us at email@example.com(use the subject line "DISCLOSURE OPT-OUT" and include your name, physical address and e-mail address).
If you are a California resident, you may ask us to refrain from sharing your personal information (whether collected online or offline) with our Affiliates (if the Affiliates are separate legal entities) or Business Partners for their own marketing purposes. Please tell us your preference by e-mailing us at firstname.lastname@example.org (use the subject line "CALIFORNIA DISCLOSURE OPT-OUT" and include your name, physical address and e-mail address).
E-Mail Communication And Online Surveys
Occasionally, we will send you e-mail communications with information about our products and services or about offerings from our Affiliates or Business Partners. When you first provide us with your e-mail address, you will be given the choice to direct us not to send you marketing communications. We will also include instructions in our e-mail messages on how to unsubscribe if you later decide you do not want to receive any future marketing communications from us or from our Affiliates or Business Partners.
At times, we conduct online surveys to better understand the needs, profiles and experience of our visitors. You will be given the option of not participating in such surveys.
Accessing and Updating Your Information.
If you provide us with personal information or other commercial or financial information through the Site, you may update the information you submit. You can update the commercial or financial information by using the "edit" button on the Site upon a repeat visit, as well as by clicking on the "Contact Us" link. You also may request that we modify your personal information we have gathered during your visits to the Site by e-mailing us at email@example.com (use the subject line "MODIFY PERSONAL DATA" and include the information you wish to modify).
How We Protect Personal Information
At GECapitalAmericas.com, our goal is to protect your personal information submitted to us through this Site. We maintain reasonable administrative, technical and physical safeguards to protect against loss, misuse or unauthorized access, disclosure, alteration or destruction of the information you provide on our Site. We instruct our employees with access to your personal information that it must be used only in adherence with the principles set forth in this Statement and applicable laws. Employees who misuse customer information are subject to disciplinary action.
Please note that information you send us electronically is not necessarily secure when it is transmitted to us. We suggest that you do not use unsecured electronic methods to communicate with us if your communication is very sensitive or includes highly confidential information such as a Social Security Number ("SSN") or a credit card number.
GECapitalAmericas.com strives to protect the confidentiality and security of SSNs in our possession, custody or control by employing reasonable safeguards seeking to: (i) restrict employee access to and use of SSNs; (ii) prevent unauthorized third party access to the SSNs, and (iii) prohibit unlawful disclosure of SSNs.
Other Information Collectors.
This Statement only applies to the use and disclosure of information we collect from visitors online through this Site. Our Site may include links to the sites of our Affiliates, Business Partners or others. We may also offer you certain social networking services through our Site, such as the ability to share information about your activity on our Site. The privacy practices or policies of those sites may be different from ours. Information you disclose to other parties or through such sites or services is subject to the privacy practices and policies of those parties, services or sites. Social networking services may be able to collect information about you, including about your activity on our Site, and they also may notify your friends, both on our Site and on the services themselves, that you are a Site user or about your use of the Site. We are not responsible for the content, privacy practices or your use of linked sites or social networking services.
This is a United States-based Site that is subject to United States law. This Site is controlled, operated and administered by GECA from its offices within the United States of America. This Statement is provided in accordance with and subject to applicable U.S. law. If you are located outside the United States, you may use the links on GECapital.com to visit regional websites in Europe, Mexico or Asia, which may be subject to other privacy policies. If you decide to continue to access this Site from your location outside the United States, you hereby agree that your use of this Site is subject to this Statement.
We reserve the right to modify or supplement this Statement at any time. If we make any material change to the Statement, we will update our Site to include such changes. We recommend that you review this Statement regularly for changes.
Last updated March 2012.